/* ═══ HOW IT WORKS — CASH MODEL ═══ */
    .model-grid {
      display: grid;
      grid-template-columns: 1fr 1fr 1fr;
      gap: 16px;
      margin-top: 32px
    }

    .model-card {
      background: var(--surface);
      border: 1px solid var(--border);
      border-radius: 12px;
      padding: 28px 22px;
      position: relative;
      overflow: hidden;
      transition: box-shadow .2s
    }

    .model-card:hover {
      box-shadow: var(--sh)
    }

    .model-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 3px;
      background: linear-gradient(90deg, var(--blackberry), var(--tea))
    }

    .model-step {
      font-family: var(--serif);
      font-size: 28px;
      font-weight: 300;
      color: var(--faint);
      margin-bottom: 8px
    }

    .model-title {
      font-size: 14px;
      font-weight: 600;
      color: var(--text);
      margin-bottom: 8px;
      line-height: 1.35
    }

    .model-body {
      font-size: 12.5px;
      color: var(--body);
      line-height: 1.65
    }

    /* ═══ FAQ SECTIONS ═══ */
    .faq-group {
      margin-bottom: 48px
    }

    .faq-group:last-child {
      margin-bottom: 0
    }

    .faq-group-title {
      font-family: var(--serif);
      font-size: clamp(22px, 3vw, 30px);
      font-weight: 400;
      color: var(--text);
      margin-bottom: 8px;
      letter-spacing: -0.01em
    }

    .faq-group-sub {
      font-size: 14px;
      color: var(--body);
      line-height: 1.7;
      margin-bottom: 24px;
      max-width: 600px
    }

    /* ═══ FEE TABLE ═══ */
    .fee-table {
      width: 100%;
      border-collapse: separate;
      border-spacing: 0;
      border: 1px solid var(--border);
      border-radius: 12px;
      overflow: hidden;
      background: var(--surface)
    }

    .fee-table thead {
      background: var(--blackberry-tint)
    }

    .fee-table th {
      text-align: left;
      padding: 14px 20px;
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      color: var(--blackberry);
      border-bottom: 1px solid var(--border)
    }

    .fee-table th:last-child {
      text-align: right
    }

    .fee-table td {
      padding: 14px 20px;
      font-size: 13.5px;
      color: var(--text);
      border-bottom: 1px solid var(--border-lt);
      vertical-align: top
    }

    .fee-table tr:last-child td {
      border-bottom: none
    }

    .fee-table td:last-child {
      text-align: right;
      font-weight: 600;
      white-space: nowrap;
      color: var(--blackberry)
    }

    .fee-table .td-sub {
      display: block;
      font-size: 11.5px;
      color: var(--caption);
      margin-top: 3px;
      font-weight: 400;
      line-height: 1.5
    }

    .fee-table .td-detail {
      font-size: 11.5px;
      color: var(--caption);
      padding: 4px 20px 14px 36px;
      border-bottom: 1px solid var(--border-lt)
    }

    .fee-table .td-detail td {
      padding: 4px 20px 14px 36px;
      font-size: 11.5px;
      color: var(--caption)
    }

    .fee-table tbody tr:hover {
      background: var(--blackberry-tint)
    }

    .fee-note {
      font-size: 12px;
      color: var(--caption);
      margin-top: 14px;
      line-height: 1.65;
      padding-left: 2px
    }

    .fee-note strong {
      color: var(--body);
      font-weight: 600
    }

    /* ═══ FAQ ACCORDION ═══ */
    .faq-list {
      display: flex;
      flex-direction: column;
      gap: 0
    }

    .faq-item {
      border: 1px solid var(--border);
      background: var(--surface);
      overflow: hidden
    }

    .faq-item:first-child {
      border-radius: 12px 12px 0 0
    }

    .faq-item:last-child {
      border-radius: 0 0 12px 12px
    }

    .faq-item+.faq-item {
      border-top: none
    }

    .faq-q {
      width: 100%;
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 18px 22px;
      background: none;
      border: none;
      font-family: var(--sans);
      font-size: 14px;
      font-weight: 600;
      color: var(--text);
      cursor: pointer;
      text-align: left;
      line-height: 1.4;
      gap: 16px;
      transition: background .15s
    }

    .faq-q:hover {
      background: var(--blackberry-tint)
    }

    .faq-q::after {
      content: '+';
      font-family: var(--serif);
      font-size: 22px;
      font-weight: 300;
      color: var(--faint);
      flex-shrink: 0;
      transition: transform .25s
    }

    .faq-item.open .faq-q::after {
      content: '−'
    }

    .faq-a {
      max-height: 0;
      overflow: hidden;
      transition: max-height .35s ease
    }

    .faq-a-inner {
      padding: 0 22px 20px;
      font-size: 13.5px;
      color: var(--body);
      line-height: 1.75
    }

    .faq-a-inner p {
      margin-bottom: 10px
    }

    .faq-a-inner p:last-child {
      margin-bottom: 0
    }

    .faq-a-inner strong {
      color: var(--text);
      font-weight: 600
    }

    .faq-a-inner ul {
      margin: 8px 0;
      padding-left: 20px
    }

    .faq-a-inner li {
      margin-bottom: 6px;
      font-size: 13px;
      line-height: 1.65
    }

    /* ═══ TERMS SECTION ═══ */
    .terms-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 20px;
      margin-top: 28px
    }

    .term-card {
      background: rgba(255, 255, 255, .07);
      border: 1px solid rgba(255, 255, 255, .09);
      border-radius: 12px;
      padding: 24px 22px
    }

    .term-card-title {
      font-size: 13px;
      font-weight: 600;
      color: #fff;
      margin-bottom: 8px;
      display: flex;
      align-items: center;
      gap: 8px
    }

    .term-card-title::before {
      content: '';
      width: 6px;
      height: 6px;
      border-radius: 50%;
      background: var(--tea);
      flex-shrink: 0
    }

    .term-card-body {
      font-size: 12.5px;
      color: rgba(255, 255, 255, .55);
      line-height: 1.7
    }

    /* ═══ CTA BANNER ═══ */
    .cta-banner {
      text-align: center;
      padding: 70px var(--gutter);
      max-width: var(--max);
      margin: 0 auto
    }

    .cta-banner h2 {
      font-family: var(--serif);
      font-size: clamp(28px, 4vw, 40px);
      font-weight: 400;
      color: var(--text);
      margin-bottom: 14px
    }

    .cta-banner p {
      font-size: 15px;
      color: var(--body);
      line-height: 1.75;
      max-width: 480px;
      margin: 0 auto 20px
    }

    .cta-sub {
      font-size: 12px;
      color: var(--faint);
      letter-spacing: 0.03em
    }

/* ═══ RESPONSIVE ═══ */
    @media(max-width:1024px) {
      .model-grid {
        grid-template-columns: 1fr 1fr
      }

      .terms-grid {
        grid-template-columns: 1fr 1fr
      }
}

    @media(max-width:768px) {
.model-grid {
        grid-template-columns: 1fr
      }

      .terms-grid {
        grid-template-columns: 1fr
      }

      .fee-table th,
      .fee-table td {
        padding: 12px 14px;
        font-size: 12.5px
      }

      .fee-table .td-sub {
        font-size: 11px
      }
}

    @media(max-width:640px) {
      .fee-table {
        display: block;
        border: 0;
        border-radius: 0;
        overflow: visible;
        background: transparent
      }

      .fee-table thead {
        display: none
      }

      .fee-table tbody {
        display: grid;
        gap: 10px
      }

      .fee-table tr {
        display: grid;
        grid-template-columns: minmax(0, 1fr) minmax(96px, 42%);
        gap: 7px 14px;
        padding: 14px 14px 13px;
        border: 1px solid var(--border);
        border-radius: 10px;
        background: var(--surface)
      }

      .fee-table th,
      .fee-table td {
        display: block;
        padding: 0;
        border: 0;
        font-size: 12px
      }

      .fee-table td:first-child {
        grid-column: 1 / -1;
        font-size: 12.5px;
        font-weight: 600
      }

      .fee-table td:nth-child(2) {
        color: var(--body)
      }

      .fee-table td:last-child {
        align-self: start;
        text-align: right;
        white-space: normal;
        overflow-wrap: anywhere;
        line-height: 1.35
      }
    }